Property Law

Summit Law, your local property solicitors 

We're experienced in all aspects of property law (whether it be your home or investment), and we're here to make the process as easy and as comfortable as possible. We offer sound advice, reasonable fees and are committed to helping make your property transactions as straightforward as possible.

We can support you with:

  • First time home purchase and Kiwisaver/Homestart grants

  • Buying or selling your home

  • Subdividing your property

  • Bank lending

  • Pre-auction checks

  • Contract reviewing

  • Retirement Villages

  • Commercial Property

Thinking about buying or selling a property?

Get in touch with us, we'd love to chat with you to see how our experienced team of property lawyers can assist you with your property law needs.

It's good to start with a plan

Whether you're purchasing your first home (congratulations!), downsizing, or looking to invest in the property market, we encourage you to have a chat with us first.

Many potential pitfalls can be avoided by taking advice sooner rather than later: whether it's by reviewing the auction pack before the big day or by recommending clauses that should be included in the contract.

Getting the finance sorted

We can help you with the bank lending process - from navigating the Kiwisaver withdrawal rules to setting up a mortgage or refinancing your existing mortgage.

Meet with us for a consultation and we'll lay out clear expectations of costs so that you can confidently budget your legal costs into your planning.

Later in life

We can assist you if you are considering a retirement village, or rest-home and the different requirements and options available.

We can help you and your whānau understand the nature of the documents, your rights and obligations and the legal consequences associated with these decisions.

Frequently Asked Questions

  • As soon as possible.

    There are new rules that need to be met, such as:

    • Residency requirements to own residential property in New Zealand.

    • The bright-line rules for the sale and purchase of a residential property.

    • Insurance and EQC issues where a property was damaged by the earthquakes (whether or not the repairs have been done).

    • The importance of getting your own building inspection.

    • Getting your finance pre-approved and if you are a first-time buyer.

    • The requirements around Kiwisaver withdrawals and HomeStart grants.

    We can go through all of this with you so that you're on track before taking the next step.

  • Check with us before you sign the Agreement. We'll make sure that all the appropriate conditions are included in your offer so you can complete the necessary checks on the property before committing to the purchase. You will need to make sure that you have funds available to pay the deposit when required.

  • Let us know so that we can make sure the real estate agent sends us a copy of the signed agreement.

    From there, we will check the LIM and title of the property and work with you regarding your building inspection and final approval of your finance and insurance and look at the EQC claim information (where required).

    Once you are satisfied with everything, the contract is then confirmed, you will pay the agreed deposit and once we have received lending instructions from your bank, we will meet with you to have documents signed to complete the purchase on the agreed settlement date. That is the day you will take possession of the property and become its new owner.